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Minorities facing a higher foreclosure rate?

Filed under: Lenders, sub-prime — luke at 8:59 am on Sunday, July 8, 2007

This Marketwatch article discusses how sub-prime lending to minorities has led to much higher foreclosure and interest rates for minority borrowers, relative to Caucasian borrowers in the same economic position.

The National Association of Mortgage Brokers has suggested that the FTC or HUD step in to manage a list of nationally recognized mortgage brokers. Obviously something that could have been handled via self-regulation two years ago!

Popularity: 15% [?]

2 Comments »

Comment by Louisville Realtor

July 13, 2007 @ 12:38 pm

What a shame. The solution here is to better educate EVERYONE so that these types of things don’t happen.

Comment by Maryland Mortgage Banker

July 20, 2007 @ 3:47 pm

It is always a good idea to compare apples to apples, ie: credit score, as WELL as income, assets, etc when reviewing comparative borrowers.

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